Effective Date: December 20, 2025
Last Updated: December 20, 2025
Owner: Piotr Chuchrak (WYSPA)
Email: staff@wyspatrader.pl
Website: https://wyspatrader.pl
Country of Operation: United Kingdom
WYSPA TRADER / WYSPA – An online platform providing educational services, consulting and sales of digital products
User – any person using the website https://wyspatrader.pl
Customer – User who purchased a product or service
Product – e-book, course, educational materials available on the website
Service – live chat, consultations, advice, access to the Discord community
Order – any purchase made on the website
Website – https://wyspatrader.pl with all its subpages
Supplier – Piotr Chuchrak, operating as WYSPA TRADER
The regulations apply to:
Using the website https://wyspatrader.pl
Purchase of products (e-books, courses)
Using services (chat, consultations, Discord)
Newsletter subscription
Any relationship between Users and the Provider
The Provider reserves the right to change the Terms and Conditions at any time. Changes will take effect upon publication on the website. Continued use of the website constitutes acceptance of the changes.
✅ Adults (18+)
✅ Persons with full legal capacity
❌ Persons under 18 years of age – access prohibited
❌ Persons subject to a court order – access prohibited
We prohibit:
Legally:
❌ Using the website for illegal purposes
❌ Compromising website security (hacking, DDoS, malware)
❌ Plagiarism and intellectual theft (copying content without permission)
❌ Sending offensive, insulting, or discriminatory data
❌ Spam, phishing, social engineering
❌ Trading in personal data
Business:
❌ Sharing the eBook with others (distribution)
❌ Selling your ebook to others
❌ Sharing the download link with others
❌ Reverse engineering of digital products
❌ Creating bots that automatically download content
❌ Manipulation of the system (e.g. fake reviews, fake accounts)
Ethically:
❌ Harassment, threats, mobbing of other users
❌ Spreading lies about the Provider or the website
❌ Reputation sabotage (fake reviews)
❌ Endangering the health of others (e.g. promoting unsafe trade practices)
For violation of the Regulations, the Supplier may:
✋ Account access blocking
🚫 Removal from the website (no refund)
⚖️ Suing under civil law
📋 Notifying the police (in case of a crime)
Registration is optional to view articles
Registration is mandatory for:
Purchase of products
Using chat
Newsletter subscription
Access to Discord
We require:
✅ Name and surname (or nickname, but legally compliant)
✅ Email (valid, verifiable)
✅ Password (minimum 8 characters, containing: letters, numbers, symbols)
✅ Acceptance of the Regulations
✅ Acceptance of the Privacy Policy
We prohibit:
❌ False data
❌ Data of other people
❌ Temporary/vegan emails
The password is your responsibility
Do not share your password with anyone (WYSPA TRADER will not ask for it either)
Change your password regularly (recommendation: every 3 months)
If you suspect a hack, change your password immediately and write to staff@wyspatrader.pl
You can delete your account at any time
After deletion , all personal data will be deleted (except tax data – 7 years)
Purchased products remain yours (even after deleting your account)
Email will no longer be used for marketing purposes
All products are available in digital format (PDF, electronic) .
Format: PDF, ePub, HTML (depending on the product)
Delivery: Immediately after payment (max 5 minutes)
License: One-time purchase for personal use
Number of downloads: Unlimited (after purchase)
Price: Quoted in GBP (£) or EUR (€), depending on location
VAT: Included in the price (for EU customers – 21% VAT)
Payment methods: Stripe, PayPal, credit card
Security: All payments are SSL/TLS encrypted
After payment you will receive:
✅ Order confirmation email
✅ Product download link
✅ Invoice (for tax purposes)
✅ Access to the user panel
If you are not satisfied – we will refund your money within 30 days:
✅ Return terms:
Still within 30 days of purchase
Please email staff@wyspatrader.pl for the reason
No need to provide details (no questions asked return)
❌ When we do not return:
30 days after purchase
If the product key has been used in an unintended manner
If you have caused damage to the product
Return procedure:
Email: staff@wyspatrader.pl with the subject "PRODUCT RETURN"
Enter: Name, Email, Order Number
We will respond within 5 business days
Refund: 5-10 days to your account
📄 All products are protected by copyright
⚖️ Author: Piotr Chuchrak (TRADER ISLAND)
🚫 We prohibit: Copying, distributing, selling
⚠️ Consequences: Civil lawsuit, police report, fine
Availability:
Hours: Monday-Friday, 9:00-18:00 (GMT)
Answer: Usually within 1 hour
Wednesday: Private Chat (book in advance)
Conditions:
✅ Questions about trading psychology
✅ Advice on emotions in trading
✅ Questions about ebooks/products
❌ Financial advice (we do not provide financial advice)
❌ Technical support (we do our best, but we are not IT)
Confidentiality:
🔒 All conversations are confidential
📋 We may store conversations for quality of service
🚫 We do not share data with third parties
Available for:
✅ Customers who purchased the CST PRO ebook
✅ Discord CST / CST PRO Members
Range:
💬 30-60 minute 1-on-1 conversations
🎯 Personalized psychological counseling
📊 Analysis of your emotional situation
🛠️ Practical tools and strategies
Reservation:
Email: staff@wyspatrader.pl with the subject "CONSULTATION"
Enter: What you need, preferred time
Confirmation: Within 24 hours
Price:
CST PRO: 1 consultation included
Extra: £30 per 30 minutes / £50 per hour
Access:
CST: Basic Channels (Education, Support)
CST PRO: Premium Channels (mentoring, live Q&A)
Everyone: #help channel (general questions)
Discord Rules:
✅ Supporting each other
✅ Sharing experiences
✅ Asking questions
❌ Spam, promotion of third-party products
❌ Offensive comments, harasu
❌ Sharing download links
Moderation:
The provider has the right to remove a user from Discord for violation
No refund for removal from server
Cancellation possible via email within 7 days
Frequency: 2-3 times a week
Content: Articles, Tips, Updates
Email: To the address you provided during registration
How: Click the "Unsubscribe" link at the bottom of each email
When: Immediately
No questions asked: We don't ask why, we just sign you out
In addition to the newsletter, we send:
✅ Order confirmation
✅ Download link
✅ Access reminder (if 30 days without downloading)
✅ Ask for feedback (optional)
✅ Renew your subscription (if you unsubscribe)
⚠️ IMPORTANT: DISCLAIMER
🚫 We are not a financial advisor - WYSPA TRADER does not provide financial advice
🚫 We are not clinical psychologists - counseling is a supportive conversation, not therapy
⚠️ Trading is risky - all investments carry the risk of losing all capital
❌ We do not guarantee profit - e-books are education, not a system for making money
We are not responsible for:
💰 Losses of money in trading
📉 Losses resulting from your trading decisions
📊 Decrease in investment value
⚡ Changes in market conditions
Your responsibility:
Before trading, consult with a licensed financial advisor
Only trade with funds you can afford to lose
You understand the risks involved with investing
We are not responsible for:
🌐 Third Party Content (YouTube, Discord, etc.)
🔗 Links to external sites
💬 User Comments/Reviews
🤝 Partner activities
🔧 The supplier is not responsible for any failures or technical errors
⏱️ The provider is not responsible for any interruptions in access
🛡️ The provider does everything possible to ensure that the website is available 24/7
Products and services are provided as-is basis
There is no guarantee that they will be perfect
No performance guarantee
Exception: 30-day warranty (See 4.4)
The maximum liability of WYSPA TRADER towards the User is a refund equal to the amount paid for the product/service .
Indirect losses
Unnecessary losses
Losses from lost profits
Image losses
Data loss
🔒 Data stored securely (AES-256 encryption)
🚫 We do not sell data
📋 Full GDPR and UK GDPR compliance
Details: Read the Privacy Policy – https://wyspatrader.pl/polityka-prywatnosci
We defend equal rights. We prohibit:
❌ Discrimination based on race
❌ Gender discrimination
❌ Age discrimination
❌ Discrimination based on religion
❌ Discrimination based on sexual orientation
❌ Discrimination on the basis of disability
Consequence: Block and notification
If you are not satisfied:
Step 1: Email (within 30 days)
Send an email to: staff@wyspatrader.pl
Subject: "COMPLAINT"
Contents: Problem, order details, what you need
Step 2: Response (within 7 days)
We will reply to your email
We will try to solve the problem
If we can't solve it, we'll explain why
Step 3: Mediation (optional)
If you are not satisfied, we can arrange a conversation
Search for a solution together
Independent mediator (third party)
As a client, you have the right to consumer mediation (free of charge):
United Kingdom:
🌐 Consumer Dispute Settlement: https://www.gov.uk/
EU (for customers from the EU):
🌐 European Consumer Centers Network
The last resort is a lawsuit:
For disputes in the UK: English courts
For disputes in the EU: Your country's national courts
Costs: Per page (you can apply for a refund)
The Regulations are subject to the laws of the United Kingdom.
EU law (GDPR) applies
Applicable legislation: Consumer Rights Act 2015 (UK)
Courts of jurisdiction: English (mainly for disputes)
For EU customers: They can file a lawsuit in their home country
The Supplier is not liable for failure to provide the service due to:
⚡ Infrastructure failures (internet, electricity)
🌍 Natural disaster
😷 Pandemic/isolation
⚖️ Court/authority decisions
🌐 Server provider problems
Action: Supplier will attempt to notify ASAP and offer an alternative.
The Provider may change or withdraw the service:
If it is not profitable
If it is dangerous
Due to legal changes
For technical reasons
Notification: Min. 30 days notice (email)
These Terms and Conditions constitute the entire agreement between you and WYSPA TRADER.
If any provision is invalid, the remaining provisions remain in force.
If the Supplier fails to enforce any condition, this does not constitute a waiver of that right.
The user cannot transfer his rights
The supplier may transfer its rights (e.g. sale of the website)
Questions about the Regulations?
📧 Email: staff@wyspatrader.pl
🌐 Website: https://wyspatrader.pl
💬 Chat: https://wyspatrader.pl (widget at the bottom)
Contact hours:
Monday-Friday: 9:00-18:00 (GMT)
Saturday-Sunday: No access (we respond on Monday)
Response time: Usually within 24 hours
| Date | Change | Version |
|---|---|---|
| 20.12.2025 | First version | 1.0 |
✅ You can: Buy, learn, ask questions, unsubscribe from the newsletter
✅ We must: Protect your data, refund money (30 days), be available
❌ You are not allowed to: Steal ebooks, distribute, create bots, be hateful
⚖️ Liability: Only up to the order amount – not for financial losses
© 2025 Piotr Chuchrak (TRADER ISLAND). All rights reserved.
